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I saved over $100!!

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RECEIPT BREAKDOWN:

Total (with tax) BEFORE coupons: $196.53

(Subtotal was $186.86 + CA tax of 7.5% on $128.97 of taxable items was $9.67 = $196.53)

Redcard Debit (NOT Redcard Credit): 5% off: $8.09 (receipt shows this, but that’s not 5%. I purchased baby food, so I think this is the discrepancy. I plan to ask for details on this on my next trip)

Manufacturer Coupons: $30.00

Target Store Coupons: $28.58 (This includes that $5 back on total of $75 or more card from the Back To School circular)

Cartwheel Savings: $7.06

Savings before gift cards: $73.73

PLUS $30 in Gift Cards! ($10 for 2 Huggies diapers (x2), $5 for 2 Huggies wipes and $5 for 2 Playtex items)

TOTAL SAVINGS: $103.73

 

DEAL BREAKDOWNS: 

Huggies Diapers: 2@24.99, receive $10 Target Gift Card

Manufacturer Coupons: $3 off (x2) =$6

Target Coupons: $2 off (2) = $4

Cartwheel: 5% off $2.50

Savings of $12.50, plus $10 Gift Card = Total Savings: $ 22.50

$24.99 x 2 = $49.98 – $22.50 = $27.48 /2 = $13.24 a Box!!

 

Huggies Diapers: (Snug and Dry kind so it was a different coupon than the other one): 2@24.99, receive $10 Target Gift Card

Manufacturer Coupons: $2.50 off (x2) =$5

Target Coupons: $2 off (2) = $4

Cartwheel: 5% off $2.50

Savings of $11.50, plus $10 Gift Card = Total Savings: $ 21.50

$24.99 x 2 = $49.98 – $21.50 = $28.48 /2 = $14.24 a Box!!

 

Huggies Wipes: 2@10.99, receive $5 Target Gift Card

Manufacturer Coupons: $1 off (x2) =$2

Cartwheel: 5% off $1.11

Savings of $3.11, plus $5 Gift Card = Total Savings: $8.11 

$10.99 x 2 = $21.98 – $8.11 = $13.87 /2 = $6.94 a Box!!

 

Playtex 360 (36 count): 2@6.99, receive $5 Target Gift Card

Manufacturer Coupons: $3 off (x2) =$6

Savings of $6, plus $5 Gift Card = Total Savings: $11 

$6.99 x 2 = $13.98 – $11 = $2.98 /2 = $1.49 a Box!!

 

Carefree (20 count): 2@.94

Manufacturer Coupons: $.50 off (x2) =$1

Total Savings: $1

$.94 x 2 = $1.88 – $1 = $.88 /2 = $.44 a Box!!

 

Right Guard Antiperspirant/Deodorant: $2.99 (x3)

Manufacturer Coupons: $3 off of 3 =$3

Target Coupons: $2 off (x3) =$6

$9, Total Savings: $9 

$2.99 x 3 = $8.97 – $9 = $-.03 = FREE!!

 

Skintimate Shaving Gel: $2.29 (x2)

Manufacturer Coupons: $1 off of 2 =$1

Target Coupons: $1 off (x2) =$2

Total Savings: $3 

$2.29 x 2 = $4.58- $3 = $1.58 = .79 each!!

 

Schick Hydro Silk 5blade Razors (4pack) : 9.49

Manufacturer Coupons: $2 off  =$2

Target Coupons: $4 off = $4

Cartwheel: 10% off $.95

Total Savings: $6.95

$9.49 – $6.95 = $2.54 /4 = $.64 a Razor!!

 

Gerber Organic Bites: 1.89 (8)

Manufacturer Coupons: $1 off  2 (x4) =$4

Target Coupons: 15% off 8 ($1.89 x 8 = $15.12) = $2.27

Total Savings of $6.27 

$1.89 x 8 = $15.12- $6.27 = $8.85 /8 = $1.11 each!!

 

Gerber Baby Food: 1.09 (x10) *I was supposed to get a sale price for buying ten, but didn’t get the sale price and was too tired to fight it after I had already been at customer service for a prior error on the receipt that was corrected after the fact… but I digress…)

Target Coupon: 15% off 8 ($1.09 x 8 = $8.72) = $1.31

Total Savings of $1.31 (though, it would have been another .90 off if I had gotten the sale price!) 

$1.09 x 8 = $8.72- $1.31 = $7.41 /8 = $.93 each (+2 at regular price)

If I had gotten the sale price, it would have broken down even further. I can’t stress this enough, CHECK YOUR RECEIPT!! Good luck and happy couponing!

 

Thanks for reading this. I hope this post helps others save too! Make sure to follow me on facebook, twitter, pinterest and all that jazz…

 

 

 

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How To Coupon At Rite Aid

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Your eyes do not deceive you. Yes, I REALLY DID spend only $4.10 for EIGHT Pantene products! Here’s how I did it.

This post focuses in on how the Rite Aid Wellness+ and +UP Rewards programs work. For more posts on couponing, please check out these posts too: How To Coupon and Where To Find Coupons.

Here is a quick rundown of the Rite wellness+ card and how it works: 

The Rite Aid wellness+ card is basically a “store membership” type card. You can sign up for one in the store and get a little plastic card for your wallet or one for your keychain OR you can sign up online here. If you sign up online, you won’t get a physical card. Instead, you link your account to your phone number and just enter your phone number at the register everytime you shop at Rite Aid.

The Rite Aid “wellness+ rewards” and the “+UP rewards” are basically two parts to the same card.

First, there is the Wellness+ part, which gives you “points” everytime you use the card. These points add up and eventually you can earn some free stuff (like a magazine subscription for a year or a gift certificate to a restaurant). The main attraction to the point program is to get enough points to get store discounts. So many points will get you 5% off store purchases a year, so many more gets you 10% off and so on until you get up to 20%off. More on how this works here.

Then, there is the +UP rewards part, which basically works like a “cash back” system, whenever you purchase eligible items in the store within a given week. The “cash back” goes into your wellness+ account automatically after you check out. Your receipt will show you how many “rewards” you received. These rewards work like a store coupon (or like store credit, if that helps explain it better) that you can then use on another store visit. They are only good for a limited time so you’ll want to spend them before they expire. You can see when they expire on your receipt.

So, HOW did I get EIGHT Pantene products for only $4.10?

1) I shopped at Rite Aid when there was a sale on the product I wanted. In this case, Pantene shampoo and conditioner was on sale for 2 for $7.00 at my local Rite Aid. 

2) I used manufacturer coupons that I clipped from the P&G (Proctor and Gamble) insert in my Sunday paper. These coupons come out once a month and carry coupons for popular P&G products (such as Pantene). In my case, I had 4 coupons for “Buy One Pantene product, Get One Free.” So, I purchased 4 Pantene products for $14.00 and received 4 Pantene products free.

3) I then applied the $12.00 worth of Rite Aid Rewards I earned from a previous visit  (they show up as coupons on the receipt) and the subtotal became $2.00. Tax was $2.10. So my total OOP (out of pocket) was $4.10.

There! That is how I did it! I hope this example will you save on your next receipt as well. I would also like to add that I DO NOT work for Rite Aid or any of their associates, nor am I paid in any way to endorse anything about them. I am merely a woman trying to stay on budget and I want to help others save where they can too. I found a good deal at Rite Aid and wrote a post about it. That is all.

Don’t forget to like my facebook fanpage here for all the latest money saving posts. 

Have you registered at heavenlypennies.com yet? It’s 100% FREE! Registered members enjoy: pre-approved posting status, receive a once a week email that includes a post digest and will receive member discounts when any new ebooks on heavenlypennies.com are published (ebooks coming soon!). heavenlypennies.com has made it so easy to register! Head over to the heavenlypennies.com homepage here and simply click on any icon under the “connect with” logo on the LEFT sidebar. You can connect with Facebook, Twitter or Googleplus. Just clickconnect and go! That’s it! So easy!

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Where to Find Coupons

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I often get asked, “where do you find coupons?” Well, here’s my list of the top 1o places I look to find coupons. If you are interested in learning more about couponing, don’t forget to check out my “how to coupon” post here.

1) The newspaper:

The Sunday edition of the newspaper is where you will find the majority of your coupon books. If you sign up for coupon mailing lists, you might also receive newspaper coupons on Wednesday in the mail.

There are three major companies that do coupon inserts: RedPlum, SmartSource and P&G. RedPlum and Super Saver coupons are most often available (not always both at the same time), but the P&G one only comes out once a month. P&G inserts are the most sought after because they include coupons for products from P&G, such as Pantene, Cascade, Gain, Pampers, etc).

While it is awesome if you can get a Sunday paper free from a family member or neighbor, you may still have to buy a Sunday paper. Here’s a friendly tip: The Sunday paper is only $1 at Dollar Tree, as opposed to $1.50 or $1.75 in most stores.

2) Store circulars/ads:

 Most stores have a weekly coupon circular. Target most often has several store coupons that you can combine with manufacturer coupon for even greater savings. Other stores that often carry coupons include Family Dollar, K-Mart, Walgreens and Rite-Aid, just to name a few.

3) Online coupon sites:

This is the big one. There are several coupon resources online, but most of them are just redirecting you to the same couponing sites. You can go to them directly: RedPlumSmartSource and Catalina

Another favorite site to look for coupons is Target. These are mostly Target store coupons though, not manufacturer coupons that can be used anywhere. I will write more on how to combine store coupons and manufacturer coupons (also called stacking) in another post.

Parents and Teachers know about BoxTops, do you? Participating companies place boxtops on their packaging and kids can bring those boxtops in to their school. The school can then exchange each box top with the manufacturers for $.10 each. I’ll write more on How to Double your BoxTops in another post.

By far, my favorite place to get online coupons is Coupons.com, because this site is easy to use and often has coupons on products I actually buy.

Finally, there is RetailMeNot. While this site does not have quite as many printable coupons as other sites, this is the best site to find promo codes and free shipping codes when buying stuff online.

The thing no one tells you but you should know: In order to print from these sites, you often have to install some printing software or Java. This software ensure that you ONLY PRINT TWO of each kind of coupon. I suggest running a “test print” on a coupon you don’t care about first, just to make sure everything is going to print ok. You only get TWO of each coupon, so make ‘em count.

Read tomorrow’s post All About Online Coupons for more tips and tricks on printing coupons.

4) Directly from the manufacturer/email and mail subscriptions:

I have signed up for just about every mailing list and email list I can think of for products I use the most. Because the object of most manufacturers is to make money, not give you discounts, these lists are designed to collect more information on you so they can better market to you. I don’t mind this, but you should know what you are getting yourself into when you sign up for anything. 

These companies WILL share your information with other companies and you WILL get lots of junk mail and junk email if you sign up for these lists. I suggest setting up a separate “couponing” email address that you use specifically for signing up for coupons. It will fill up with emails in no time, I promise!

5) Smartphone apps:

My favorite phone apps are the ones for JoAnn’s and Michael’s.You can use phone coupons, printed coupons from online and coupons clipped from the newspaper at these stores. For example, let’s say I have a coupon on my phone from JoAnn’s, another that I printed online and still another from the newspaper. I have three items in my cart. I can use one coupon for each item in the same transaction! Because the coupons are all from different sources, they will have their own, unique barcode. Thus, they can all be used in the same trip. I have gotten some pretty great deals at my favorite crafting stores by doing this.

Other popular coupon apps include one for coupons.com and groceryIQ (which is also using coupons from coupons.com). 

6) Magazines:

I love magazine coupons! Manufacturers use targeted ads in magazines (they put diaper ads in parenting magazines, for example, or they put furniture polish ads in a home or decorating magazine). I know that when I pick up a magazine that appeals to me, I am likely to find coupons in it for products that I actually use, because the magazine has a targeted audience. 

7) Catalina coupons:

I know what you are thinking, “What the heck are Catalina coupons?” I know it sounds foreign, but I bet you’ve come across these coupons more often than you think. These are the coupons that come out of a device at the register when you get your receipt. You often receive one because something that you have purchased let’s the register know that you might be interested in a specific coupon. For example, if you buy 5 boxes of cereal, you might receive a catalina coupon for cereal the next time you shop. 

8) Blinkies and Peelies:

These are those coupons you find “blinking” in the aisles at your grocery store or that you “peel off ” of an item to use in the checkout line. I rarely find the peel off kind in the store, but I do sometimes find these kinds of coupons stuffed into the container once I open it up at home, such as in my cereal box or in an oatmeal container. 

9) Social networking sites:

I can’t begin to tell you how many coupons I have received, simply by clicking the “like” button of a page. In fact, here is one to get you started $1 off Wisk.  

Other great facebook resources for coupons include: CouponGeek, TheKrazyCouponLady, TotallyTargetLikeACoupon and CouponPro. Oh, and my favorite: CouponLove. Since CouponLove lives here in the valley, her coupons are often more helpful than another coupon site based elsewhere in the company.

Don’t forget to LIKE the heavenlypenniesfanpage on facebook or follow heavenlypennies on twitter while you’re at it!

10) Fellow couponers: 

I get a lot of information from others online and through social media. Don’t be afraid to ask questions! If you have a question, chances are someone else has the same question. I find most couponers to be very helpful and supportive of others. We are all looking for the same thing:  to save a little money and help out our faily where we can. People like this are generally not the snotty types. 

Sometimes I swap coupons with fellow couponers that I know. There are also places that you can go online to buy, sell or trade coupons, but I have not tried any of those so I can’t give you my experience in this area. 

 

Please feel free to comment in the comments section at the bottom of this page if you have any questions or additional information you would like to add to this article.

Don’t forget to check heavenlypennies.com often for more money saving tips.  My “how to coupon” post is here. Read tomorrow’s post All About Online Coupons for more tips and tricks on printing coupons.

Have you registered at heavenlypennies.com yet? It’s 100% FREE! Registered members enjoy: pre-approved posting status, receive a once a week email that includes a post digest and will receive member discounts when any new ebooks on heavenlypennies.com are published (ebooks coming soon!). heavenlypennies.com has made it so easy to register! Head over to the heavenlypennies.com homepage here and simply click on any icon under the “connect with” logo on the LEFT sidebar. You can connect with Facebook, Twitter or Googleplus. Just clickconnect and go! That’s it! So easy!

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How to Coupon

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Welcome to couponing week! All week long, I will be posting information about coupons, discount stores and online specials.  In today’s post I will show you an example of a coupon scenario that I experienced over the weekend.

I went to Family Dollar this weekend and I saved over $60 with sales and coupons!! Amazing, right? Coupons really do make a difference! I am going to show one example (I just did this with lots of different items), so it will be as easy to follow as possible. I hope that the information will help others learn how to do the same thing to save more money at the store!

Let’s get started!

Here are seven steps to successfully using coupons:

1) Decide which store you are going to go to beforehand. I live in a small town, but there are two discount stores here that accept manufacturer coupons: Dollar Tree and Family Dollar. I knew I wanted to go to Family Dollar for this shopping trip.

2) Sign up for the mailing list andor email list to all of your most frequented stores. Heads up! You will get a lot of messages regarding coupons and special offers if you sign up for any email lists, so you might want to create a separate “couponing” email account on yahoo or gmail for this. For example, I have one email account on gmail that all my friends and family use, and another on yahoo that I keep mostly for coupons or when I sign up for any email offers. I signed up for Family Dollar’s mailing list and received a store coupon in the mail, for 20% off my entire purchase. Because this was a store coupon (a Family Dollar coupon), I could combine this with any manufacturer coupons (Wisk, Snuggle, Tide, etc) that I might also have. This is sometimes referred to as stacking coupons by couponing websites.

3) Look at the store circular ad to see what is on sale. Here is a picture of the circular ad for Family Dollar this week. For my example here, I’m going to focus in on the Wisk detergent. It’s normally priced at $5 a container, but it is on sale for $4 this week.

wisk 500

4) Look in coupon books or online for any coupons that match the items already on sale. Many times the weekly sales of stores like Family Dollar, Kmart, Walmart, Target and Kroger (FoodsCo in my area) coincide with the coupons that are available. I most often find my coupons in the sunday paper and online. (More on where to find coupons in tomorrow’s post!)

Here is a screen shot of the coupon I used yesterday. 

wisk coupon image

 The $2 off coupon is no longer available (don’t worry, this coupon comes back every few months). In the meantime, there is a $1 off coupon available here. Just like their facebook page and print.

5) Combine your coupons with sale and clearance items. In this example, the Wisk laundry detergent was on sale for $4. My manufacturer coupon was for $2 off. So, $2. Plus, my store coupon for 20% off my total purchase brought my total for each container of Wisk to $1.60 each (plus tax).

 6) Don’t over buy! I know it can get pretty exciting to see your receipt drop so dramatically, but you need to set limits. I happen to have a very large family, so there are times when buying a lot of laundry detergent makes sense (I’m going to attempt to make my own laundry detergent one day, but for now I’m happy to find good deals). My point is, not everyone needs, or will use, so much laundry detergent. In fact, many stores, such as walmart and target will limit your purchases to only 2 or 4 items per transaction. Part of setting a budget is following that budget, even when there is a coupon or a sale item. These coupons and sales come back every few months. You are not losing out by waiting until you need to buy something. The deal will be there again! In my case, my supply of detergent and dryer sheets (which I also use for dusting, see here and here) was running low. Set your budget and stick to it. Coupons are just a tool to help you achieve your budget.

7) Don’t forget to check heavenlypennies.com often for more money saving tips. Tomorrow’s post: Where to find coupons

Have you registered at heavenlypennies.com yet? It’s 100% FREE! Registered members enjoy: pre-approved posting status, receive a once a week email that includes a post digest and will receive member discounts when any new ebooks on heavenlypennies.com are published (ebooks coming soon!). heavenlypennies.com has made it so easy to register! Head over to the heavenlypennies.com homepage here and simply click on any icon under the “connect with” logo on the LEFT sidebar. You can connect with Facebook, Twitter or Googleplus. Just clickconnect and go! That’s it! So easy!

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